Meet Our Team


Miriam Rachel Amar | Co-Founder - Governance, Impact Data, Blockchain and Decentralized Finance

Miriam Rachel is a Co-Founder of RAZ Finance, a Certified B Corporation honored with the "Best for the World" award in the Workers Impact category for both 2021 and 2022. Miriam Rachel leads data management, verification, blockchain and impact-financial integration initiatives across the RAZ platform and network. Her leadership journey spans across impact finance, impact measurement and management, information technology, communications and marketing, intellectual property, purpose-driven governance, due diligence, Environment, Social and Governance policy and practice. Areas of expertise: B Corporation certification, investment due diligence, policy writing and development, including: supplier and sourcing, privacy (GDPR compliant), stakeholder engagement.

Raphael Bitterman | Co-Founder & CEO

At RAZ, Raphael brings together an ecosystem of aligned, mission-driven, pioneers at the intersection of impact and finance. He manages investor relationships and partnerships with leaders across the ESG, blockchain, and DeFi, impact tech, agricultural tech, sustainable and regenerative business landscape. He is a licensed attorney in Israel with 20 years of Intellectual Property law experience. For 19 years, he worked in the diamond and jewelry space to develop market access opportunities through technology, while driving sales and operating tenders. At this time of transition to a global regenerative economy, he is focused on how emerging technologies can drive digital transformation. Through RAZ, he seeks to influence the achievement of world-changing positive outcomes that drive financial growth, decentralization and increased prosperity for all stakeholders.


Ron Goldschlager | Chairman and Managing Director of the Hermal Group | Founder of Cusp Building Solutions

Ron is a problem solver, the lead advisor at RAZ and an investor driving forward the development of the platform and network. He has an innate need and vision to improve the world for its people. His family have worked in the timber industry for more than seven consecutive generations. Ron has diversified his Hermal Group in Australia into the new world economy of sustainability. As timber has risen to the fore as a solution in the fight to tackle climate change, Ron has turned a forest-based raw material being sold as woodchips into the world’s first plantation hardwood CLT. Cusp is the realization of Ron’s vision to facilitate Australia becoming self-sufficient in timber production and to minimize waste in the timber supply chain. To this end, he is also creating a Bioenergy plant that can generate renewable electricity & heat from the biomass waste of the forest industries. Ron holds an honours degree in Chemical Engineering from Monash University. Cusp Building Solutions is just one of the many successful companies that form part of the Hermal Group, of which Ron is Chairman & Managing Director. These companies include Sullivan’s Cove Distillery, Quip$mart, Mortim, CLTP and Cusp, Solarwood International, Hermal Bioenergy & Westernport Marina.

Margaret Mondlane | Environment, Social and Governance

Margaret has over 20 years experience in environmental, social, governance (ESG), and project management consulting for private, public, and international clients for a multitude of industries. She has a Bachelor’s degree in Natural Resources Management from Colorado State University, a Master’s degree in Environmental Management from the University of Cape Town and a Certificate in Corporate Social Responsibility from the University of Colorado and Leeds Business School.

Aziz Mulay-Shah | Managing Director at GCA - Global Communications Agency

Aziz translates diplomacy, culture, strategy, teaching, musicianship, and a love for problem-solving into creating ideas for clients, whether they are in government, non-profit, large or small scale enterprises and issue related organizations. After 16 years in the diplomatic sector, including having served as the Deputy Ambassador of Canada to the UAE, he currently designs strategies for sustainable development, impact investment, community engagement, wellbeing, and stakeholder engagement. Aziz develops plans, policies, responses and actions that enable organizations and institutions to be bold, quick and responsive in the face of opportunities.